What to shred and what not to shred?

Below is a list of specific items to consider shredding for your safety and privacy:
  • Address labels from junk mail and magazines.
  • ATM receipts.
  • Bank statements.
  • Birth certificate copies.
  • Canceled and voided checks.
  • Credit and charge card bills, carbon copies, summaries and receipts.
  • Credit reports and histories.

What items Cannot be shredded?


Why shredding is not a good idea?

Paper shredders increase security risks. You shred your documents to prevent identity theft and maintain the confidentiality of your information. But your paper shredding machine doesn't offer the most secure method for completely destroying confidential information.

Should I shred everything with my name and address?

You should shred any mail you don't need to hang on to including bills, notices from the DMV, IRS, and Social Security Administration, etc. In fact, anything containing any personal information should go into the shredder if you don't need to save it. While this may seem a bit excessive, it isn't really.

What should you shred before throwing away?

However, there are exceptions to even those rules—here's what you need to shred:
  • ATM receipts.
  • Bank statements.
  • Credit card receipts.
  • Credit card statements.
  • Grocery or other store receipts with identifying information (such as a loyalty program number)
  • Receipts containing your name, address, and/or phone number.

What to shred, what NOT to shred

Should you shred old bills?

Most experts suggest that you can shred many other documents sooner than seven years. After paying credit card or utility bills, shred them immediately. Also, shred sales receipts, unless related to warranties, taxes, or insurance.

What personal records should be kept permanently?

What Financial Documents Should You Keep Forever?
  • Birth certificates.
  • Social Security cards.
  • Marriage certificates.
  • Adoption papers.
  • Death certificates.
  • Passports.
  • Wills and living wills.
  • Powers of attorney.

How long should I keep old bills?

Hold the returns and supporting documents for at least seven years. The IRS can randomly audit you three years after you file — or six years afterward if it thinks you skipped out on reporting your income by at least 25%.

Should you shred old photos?

The chemicals and coatings old photos contain can be harmful if left in a landfill to decompose. The additional benefit for securely destroying your old photos is that you know you'll never see them again. The photos won't get fished out of your trash bin, garbage truck or recycling bin and end up online.

Should I shred my junk mail?

"You should never rip up or shred someone else's mail, even if you think it's junk," Evans says. "Just write 'return to sender' or 'not at this address' on it and stick it back in your mailbox."

How do you destroy bank statements?

Shredding is a common way to destroy paper documents and is usually quick, easy and cost-effective. Many retailers sell shredders for use within your office or premises, enabling you to shred and dispose of the documents yourself.

Can I put shredded paper in compost bin?

What about shredded newsprint? Except for colored and glossy paper, which might contain some toxic heavy metals, newsprint and other paper is safe to use as mulch or in compost.

Should everyone own a shredder?

The most important reason to get a paper shredding machine for personal or office use is to avoid identity theft. You can never be too safe when it comes to your personal information. To protect your business from data theft, we recommend securely destroying all confidential documents before discarding them.

Does shred it destroy CDs?

Our unique technology can even destroy other materials like fabric, plastic, electronics and metals. Yes, that means CDs, USB drives, videotapes, DVDs and even casino chips.

Can you put staples in shred bin?

Any and all print outs, letters, official documents, medical records, etc. Anything containing sensitive information. You can even throw in the envelopes, folders, staples, and paper clips that are included with them if you want, the shredders can easily handle them.

What materials can be shredded?

What Can I Shred?
  • Paper.
  • Plastic.
  • Fabric.
  • Metals.
  • Magnetic media.
  • CDs and DVDs.
  • Hard drives.
  • X-rays.

Is it safe to throw away credit card statements?

Is it safe to throw away old bank statements, or do you need to shred them first? According to the Federal Trade Commission, you should shred documents containing sensitive information, including bank statements, to protect yourself from identity theft.

How long should one keep bank statements?


Knowing that, a good rule of thumb is to save any document that verifies information on your tax return—including Forms W-2 and 1099, bank and brokerage statements, tuition payments and charitable donation receipts—for three to seven years.

What do you do with old family pictures no one wants?

Generally, it's not advisable to throw away negatives because you can use them to bring your photo back to life if the picture gets lost or damaged. But if you have no other use for the film, you can try sending them to a local company for recycling.

Do you need to keep old house insurance documents?

You do not need to retain old bills. Current insurance policies for building and contents. Outdated policies should be discarded. Warranties, manuals and receipts for household appliances or guarantees for home improvements should also be retained.

Do you need to keep old car insurance documents?

You will usually receive a new set of policy documents annually, or in some cases, semi-annually. Once you have received these, it is no longer necessary to keep the old ones. It should be standard practice for you to file the new copies at the same time you discard the old ones.

What papers to save and what to throw away?

Documents to Shred or Toss:

Monthly statements that you receive from banks and credit cards, including other financial papers such as ATM receipts, bank deposit and withdrawal slips, and canceled checks, can be shredded as soon as you reconcile them (or digitize them for tax purposes).

What records do you need to keep for 7 years?

You must keep the following records for 7 years:
  • minutes of board and committee meetings.
  • written communications with shareholders, including emails.
  • resolutions.
  • certificates issued by directors.
  • copies of all financial statements.
  • a record of the assets and liabilities of the company.

How long should you keep bank statements and canceled checks?

How long must a bank keep canceled checks / check records / copies of checks? Generally, if a bank does not return canceled checks to its customers, it must either retain the canceled checks, or a copy or reproduction of the checks, for five years.

How long should you keep monthly statements and bills?

Most bank statements should be kept accessible in hard copy or electronic form for one year, after which they can be shredded. Anything tax-related such as proof of charitable donations should be kept for at least three years.

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